Open-data series · Luxembourg ENFRLU

Starting a business in Luxembourg: what twenty years of data reveal

In , companies were born in the Grand Duchy and closed. Nearly one in two new firms fails to reach its fifth year, and % start with no employee at all. This dashboard assembles the STATEC series published on data.public.lu — business demographics, cohort survival, legal forms, labour cost, bankruptcies — to answer a single question: what should you know before starting your business?

Demographics 2004– Bankruptcies 2000– Minimum wage Source STATEC · data.public.lu License CC0
Company births
Active companies
5-year survival
Bankruptcies pronounced

Plenty of starts — and plenty of closures too

births & deaths per year · 2004 →

Inflows outpace outflows almost every year: the Luxembourg business fabric ( active companies) keeps expanding. But the exit door is wide: in , companies closed for every 100 created. Mind the recent levels: the European overhaul of the statistical business register (EBS regulation, applied from 2021) mechanically inflates births and deaths — comparisons with earlier years should be handled with caution.

The valley of death: nearly one in two disappears within five years

cohorts observed in

Of 100 companies started in , were still alive a year later; of 100 started in , only reached their fifth birthday. The sector gap is huge: the most robust sector () keeps % of its young firms at five years, the most fragile () barely %. Size your cash runway accordingly.

Survival rate by age

Each row is a different cohort (started in ), all observed in the same year — the business-cycle effect blends with the age effect.

5-year survival by sector (cohort )

Where do people start? Services, almost always

births by NACE sector

9 in 10 new firms are in services. Two powerhouses concentrate half the births: health-education-personal services on one side, consulting and professional activities on the other. On the right, the entry/exit balance: a creation rate above the death rate signals a sector that draws in entrants — the reverse, a market that is closing.

Births by sector
creation rate death rate % of stock · net in points

Caution on the extremes of : finance's −6 pt (12.7% closures, ×3 in one year) and the transport decline owe much to statistical-register reclassifications, not just to the economy.

The founder's map: where the wind carries — and where you survive

creation rate × 5-year survival (cohort )

A high creation rate tells you where entrants pour in; 5-year survival tells you who stays. Crossing the two separates the true welcoming grounds from the entrant traps — many births, high mortality. Bubble size: the number of births in . The dashed lines: the national average.

An economist's read: top right, structural demand (health, ageing, service outsourcing) absorbs entrants; bottom left, mature markets with high churn where replacements outnumber genuine new ventures.

Which legal form?

Births this year
Stock of active companies

The Sàrl (incl. the Sàrl-S "from €1") dominates the birth race; the sole proprietorship remains the classic entry route for the self-employed.

Three signals in the data

%

of companies started in have no employee at the outset, and % have fewer than five. Going solo is the norm, not the exception.

employees

Average headcount of companies started in , at birth then five years later (% jobs). Hiring comes after survival.

"gazelles"

% of companies with at least 10 employees are "high-growth" (+10%/yr headcount over 3 years) — fast growth exists, but it is rare.

How much does an employee cost?

average annual cost per FTE ·

First hire = first budget shock. The average employer cost (gross wage + employer social charges) reaches € per full-time equivalent per year across all sectors — from € () to € (). Legal floor: the minimum social wage, automatically indexed.

Four-yearly labour-cost survey (latest edition ) — levels have risen since with indexation.

Minimum wage, unskilled
gross monthly · 40 h/week
Minimum wage, skilled (+20%)
gross monthly ·

The minimum wage is the absolute floor of any hire — it follows the sliding wage scale (automatic indexation of wages to inflation, a Luxembourg specificity). On top of the wage come employer social charges (~12–15%), already included in the per-FTE cost shown alongside.

Bankruptcies: the true thermometer of the economy

bankruptcies pronounced · 2000 →

Court bankruptcies — a subset of closures — are the only series available up to . After a trough in 2022-2023, the series has climbed back toward its highs: bankruptcies in , i.e. % more than the 2000-2019 average. Finance (funds and holdings included) pays by far the heaviest toll, ahead of retail and construction.

Top 5 sectors ·

Before 2016, counted at publication in the Mémorial; since then, at the LBR register — the before/after comparison is indicative.

The sector face-off

click a header to sort
Sector Active Births Share of births Birth rate Death rate Net 5-yr survival Bankruptcies

Market economy excluding agriculture, public administration and associations. "·": non-comparable scope (bankruptcies in education-health-personal services cannot be isolated in the courts' nomenclature). Creation/death rate = births/closures relative to the active stock; net = difference, in points.

The verdict — what these twenty years tell the founder

summary
The filter isn't at entry — it's at five years

Starting is easy: % of the stock renews every year and a Sàrl-S opens from €1. Staying is the real test: % of new firms had vanished before their fifth anniversary. The decision variable isn't the idea, it's the cash that crosses the valley — and hiring comes after survival ( employees in five years).

% of the flow is churn

In : gross movements (births + deaths) for a net balance of just companies. This is creative destruction in its purest form: a fluid market where failure is quickly reabsorbed — exiting is not a stigma, it's the normal way the Luxembourg economy works.

Follow the demographics, not the fashion

The sectors that draw in entrants are carried by slow forces — ageing, outsourcing, digitalisation: education-health-services (net pt) and info-comm (net pt). Conversely, retail, hospitality and transport combine a negative balance with low survival: there you replace a leaver more than you create a market.

Hiring is a leap, not a step

A first permanent contract at the skilled minimum wage: € gross per year, excluding employer social charges — and € at the national average cost (, before indexations). That's why % of the national stock employs no one: in Luxembourg, solo entrepreneurship isn't a failure, it's the dominant model.